Here are some things you can do to improve you debt-to-income ratios to qualify for an FHA loan. Your objective is to reduce your debt-to-income.
1. Pay down/pay off debt like credit cards that show up on your credit report.
2. Teachers should try to get your student loan deferred. ( these payments do not have to be included in your debt if deferred for 12 months).
3. Pay off an auto loan (this is one of the biggest killers on a credit report)
4. Consider a home in a lower price point
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Austin extends $200M contract for wind energy
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